Not Another Homeschool Blog

I realize this sounds anti-social, but I don't like getting calls to my home phone.  There are several reasons: 1. Telemarketers.  If I am working, homeschooling, or just relaxing, and the phone rings, and I pry myself out of the chair to answer the phone, I don't want to answer a survey, deal with salespeople, give a donation, or hear elections propaganda.  You are more likely to get a positive response from me if you sent an

As I sit here watching Andrew Sullivan spout his fact that the economy is in the horrible condition it is in is because Americans have been greedy and overextended themselves. Now he is not alone in this argument. Many talking head pundits have spouted this theory over the past week or so. I, however am in a unique situation to see this from a different point of view. Six years ago when I had my house built, I put down 10% cash on my house and my mortgage payments were 1/5, (20%) of our income. If my realtor and mortgage broker had their way, I would have purchased a home in a country club community that pushed 40% of our income. We knew that it was a bad deal, no matter how hard the banker and realtor pushed for a higher commission. But that's beside the point. A lot has changed for my family in the last six years. My husband's job situation has changed dramatically, and his income has nearly been cut in half. Even with me working part time online while I still homesc...