False starts and misdirections after homeschooling

It has been 1 year and 5 months since I finished homeschooling my kids.  My youngest is well into her Sophomore year at college, and my son is well past the halfway point.  They are doing great!

And then there's me. I have a lot of ideas about what I was going to do after homeschooling.  Homeschooling gave me so much focus... so much direction, and was so passion-filled... now I'm feel like I am grasping at straws.

I thought I was going to work with homeschooling families after homeschooling, but found out real quick, that the people who need me the most can't pay me, and I am not in a place to volunteer that kind of time.

I thought that I was going to get a Real Estate License and sell houses, but after going through the course, I found out there were a lot of things about that industry that I - just - don't - like.  So that's not going to happen.

I thought I was going to go on a bit of an adventure with my husband, but we are not sure that is still going to happen...  (the marriage is fine by the way... it's more job related.)

So here I am asking myself what I do want?  What do I want to do?  How do I want to fill my time? With or without my husband... with or without our kids... with or without any sort of leadership.

And the answer keeps coming back... follow your gifts.

But my gifts are so varied, I reply.. and so many people are pulling me in so many directions towards different aspects of what I am capable.

And the answer keeps coming back... follow YOUR gifts.

hmmmmm.

Stay tuned.

Are we spending enough time on math???

I polled a group of homeschoolers this past weekend, asking "How much time do you spend on math"... the consensus was "How much time do you spend on math?".. i.e.  the I didn't really get an answer, but was asked in turn how much time my kids spent on the subject.

I thought my answer would be, up to 90 minutes a day or more for high school students... but no.  It seems I may be the only one of that opinion.  You see, my kids were not math whizzes and it took that long to get through a math lesson and then practice, especially in the high school years.  This started in middle school, where we were doing AT LEAST and hour a day, and it just took more and more time as they death with Algebra 1, Algebra 2, Geometry, and so forth.

And even after all that work, they just did OK on the SAT/ACT exams in the subject.  It was their verbal scores that won them their acceptances and scholarships.

So I'd like to ask a bigger audience.. how much time you spend on math, in what grades, and why.  And what are/have been the results.  I really want to know.

Fundraisers at my door, and not a cent to spare

The door bell rang yesterday, and the dogs went wild as usual.  Fortunately, I still had their leashes on them from a recent walk, so I was able to grab it and control them and they acted like they wanted to eat whomever was at the door. (They are Minature Schauzers, so aren't dangerous, just bossy.) Anyway, there is a young man at my door.  He had a chipped front tooth, and he was holding a pretty big coupon book.

He was talking pretty fast and slick.  All I could make out was "help me out, Help me out, something-something-coupons".  I replied, I've purchased those before and I never use them, so no thank you.".  That wasn't good enough for him.  He insisted, "Help me out, help me out.... don't you want to help me go to college".  I stifled a laugh and said, "how old are you?... twelve?. "  Because he looked... well.... twelve, and he replied, "no, i'm 16".  "Ok... that's cool, but I'm still not buying, " was my reply.  "But it comes with the Sunday paper and more coupons.  You need the Sunday paper", he insisted.   I replied again, "no, whenever I order the paper, it goes from the driveway to the garbage bin, no-thank you", I said firmly, and began to close the door.  "You don't want to help me out?", he said incredulously.  "Not today, I replied."  "But you NEED coupons he said, help me out", he demanded. "No, I do not, I replied.  There are very few coupons that are for anything healthy.  I am not interested", I said firmly, closing the door further.  He got agitated, and went back to his first schtick, flipping through the coupon book saying "help me out, help me out"... I said, "you are getting too pushy.  NO."  was my final answer.  He was still doing his plea as I gently closed the door and walked away.   This whole conversation happened as I was wrestling with my dogs' leash... they clearly did not like this little dude.   I checked outside when he was gone to make sure my tires weren't flat... He had THAT kind of vibe.

I used to entertain young people at my door, buy whatever they were selling, but the last few times, I got ripped off.  I purchased items that never came, or the person claimed to be a neighbor and were not, or the item I received was just crap.  I am going to put a no solicitation sign on my door from now on.  I wonder if I can find an attractive one.  Plus, I have enough relatives and family friends selling things that I still get my fill of magazine subscriptions and wrapping paper.  Know what I mean?

But it doesn't end there.  This past week, there were no less than 7 requests for donations in my email box.  Most were for organizations I had given to before.  Others were for organization that I want to support.  But I am not rich.  I cannot give to them all!  It broke my heart to get an email letter for Georgia Shakespeare this week that they were closing their doors, but If I had given them ALL my spare money last month when they sent out their final plea, it would have not been enough the fill the void they needed, and so where would my little donation have gone.  This is truly exhausting, and I am bewildered as to what has broken somewhere between corporate giving and crowd sourcing.  Clearly, large organizations have found better tax loopholes then charitable giving, because so many groups that used to depend on these charitable organizations are dying.  At the same time, crowdsourcing is doing wonderful things for small organizations that don't need a lot of money, but it still only goes so far.  When they need that next round for bigger and better funding, it still seems to fall short.

So right now I am looking at what I have to give, and the organizations that have asked for money this week, and asking myself, who needs it the most. Who is most deserving?  I have to tell you that the answer is my two college age children.

Is anyone else in this dilemma?

Transitioning to NYC- I can clearly handle the rent

I am starting to see the gentrification of NYC in action. I can clearly handle the rent. The numbers meet and/or exceed the requirements to live in any such building... even the best of buildings.  But, there is that one line on every application that says what your credit score has to be to be accepted.  Brooklyn or Harlem 600.  Upper East side, Lower East side, Hell's Kitchen, Chinatown 650-700. Upper West side or SOHO or Chelsea 750. (this is approximate, but you get the idea).  If you want to live in the nicer areas you must have a pristine credit report.

But there was/is this great recession. Who's credit report survived that unscathed?!!!  I know for us, there were a few years that were pretty hit or miss... one paycheck away from homelessness kinda stuff.  The credit report is not perfect. ...And we are doing BETTER than most people we know.  So that means that in order to get into the nicer areas of NYC, even if you can clearly afford the rent, you had to come through the recession completely unscathed... meaning staying employed was not an issue.... meaning you were rich when it started, and probably richer now.  And this is how NYC has become gentrified.  Seems kinda planned. If you are not filthy stinking rich, you don't have the credit report to get into the nicer areas, and so all of the riff-raff like me are sent off to Brooklyn and Harlem (which aren't bad areas at all... but still.)

That means that all of the rich New Yorkers get to have the city to themselves for the most part.  The people who wait tables for them and work in the retail establishments have to live on the periphery at the best, and pay a lot extra to just get to work to work for the ritzy set. And forget those up and coming people hoping to rub shoulders...  If you still work for a living, get ye to Harlem or Brooklyn or to the east side of the park.  We can't hang.

Now there are certainly work-arounds, but even those are for the very well off.  You can pay a company to insure your rent for an extra month's rent. You can pay 2 or 3 months security deposit, plus the broker, etc.  You can go ahead and pay a year's rent in advance. I am actually willing to take one of these approaches, but I can't get a broker to return my call.  They ask your name, and tell you they will call you back, and they don't. Curious. I bet the Google you.